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We make complex financial matters simple, filter out the noise, and provide a clear direction for your financial future.
At District Financial Planning, we understand that you're entrusting us with significant aspects of your life. We take that responsibility seriously and are dedicated to getting everything right, from the very big to the very small.
Learn More →We strive to let nothing slip through the cracks. If we commit to something, consider it done. We don't use industry jargon, or technical terms. We're here to cut through that noise.
Learn More →A strong planning process is the best way to create a more financially secure plan. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax efficient manner.
Learn More →Find Out Where You Stand
Answer 5 quick questions and get an instant assessment of your retirement readiness — no email required.
Your Retirement Readiness Score
Want a detailed analysis of your retirement readiness? Schedule a complimentary consultation.
What We Offer
Navigating FERS, TSP, FEGLI, and all your federal benefits with clarity and expertise.
Learn More →Building your nest egg and setting a clear course for retirement in your 40s and 50s.
Learn More →Sustainable income strategies for a comfortable, lasting retirement.
Learn More →Proactive tax planning to minimize your burden and maximize what you keep.
Learn More →Ensuring your estate benefits the people and charities you care about most.
Learn More →Disciplined, thoughtful management of the assets you've worked hard to build.
Learn More →SEP, SIMPLE, and Solo 401(k) solutions designed for small business owners.
Learn More →A comprehensive roadmap toward all your most important life goals.
Learn More →Long-term savings strategies for your children's higher education.
Learn More →
Independent & Fiduciary
As an independent advisor registered through Osaic Wealth, we have no quotas, no proprietary products to push, and no conflicts of interest. Every recommendation we make is driven solely by what's best for your financial future.
Federal Employee Specialists
Federal benefits are unlike anything in the private sector. We've spent years mastering the intricacies of FERS pensions, TSP withdrawal strategies, FEGLI coverage decisions, and Social Security coordination for government employees.
Our Process
We don't hand you a binder and disappear. Our planning process is ongoing — built around regular reviews, proactive communication, and adjustments whenever your life changes.
Understand your goals, values, and full financial picture
Build a personalized roadmap to your goals
Execute the strategy with precision and care
Review, adjust, and evolve as life changes
Success Stories
At District Financial Planning, we pride ourselves on providing personalized and effective financial strategies to our clients.
"My husband and I hired Jeff Settle after interviewing a few financial planners. We very much appreciated (and continue to appreciate) Jeff's honest and professional approach with us. He is extremely patient, answering all of our questions, and has met with us several times to make sure that we are comfortable moving forward with his recommendations. He is very responsive and flexible with respect to meeting requests."
"Jeff has been a very resourceful and knowledgeable financial adviser. Any time we have questions or concerns, he makes time to meet and discuss our options. He understands the financial planning jargon and can clearly explain the options, benefits, risks, etc. in terms that are much easier to understand. We feel that Jeff is able to work within our budget while keeping our best financial interests at heart. He is also proactive in meeting with us regularly to discuss the status of our accounts. If you want to be treated like a person and not just some other customer, we highly recommend District Financial Planning."
"Jeffrey has been my financial advisor since before my retirement and he successfully led me to a financially secure post-work life. I've now been retired for over a decade (my how time flies when you're having fun!) and his steady, calm guidance has kept me from being panicky during market ups and downs. What led me to work with Jeff was a co-worker who introduced us and I discovered not only was he comfortable but specialized in working with middle to lower middle class clients. Too many financial advisors limit their client list to the super rich. Getting to meet Jeff's other clients at his before-COVID summer outing was always a treat."
We're committed to acting as fiduciaries in advisory relationships for our clients. This means we always put your interests first and act in your best interest. We are happy to provide transparency and honesty throughout the financial planning process.
Contact Us TodayCommon Questions
Free Resource
A practical guide covering the 10 most important decisions federal employees need to make before retiring — from FERS pension elections to TSP withdrawal sequencing.
Email us and we'll send you the 7-page PDF within one business day.
Email Me the ChecklistQuestions about your own retirement decisions? Schedule a consultation.
Our Team
Jeffrey has worked as a financial advisor for over 20 years, specializing in retirement planning, tax planning, and wealth management. He obtained his CFP® designation in 2009 and attended Virginia Tech, earning a bachelor's degree in finance.
Sheila focuses on providing a positive and personalized client experience through proactive communication and efficient service. She graduated from the University of Pittsburgh with a bachelor's degree in Media Communications.
Insights
Schedule a complimentary initial consultation with Jeffrey Settle, CFP® today. No pressure, no obligation.
Schedule a Consultation